IndiaFinance4U.com — Protecting Your Financial Privacy

Effective Date: June 2026
Status: Valid Electronic Record

At IndiaFinance4U.com, we are committed to protecting the privacy and security of our users' personal information. This Privacy Policy explains how we collect, use, store, and safeguard your information when you access our website or use our services.

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Company Information

The website www.indiafinance4u.com is owned and operated by India Finance 4U, having its registered office at:

S K Complex, 3rd Floor, Plot No. 967,
Bailey Road, Patna, Bihar – 800014, India

Wherever the context requires, the term "Company" shall include its owners, directors, employees, representatives, affiliates, successors, and assigns.

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Definitions

User: Any individual, customer, visitor, business entity, loan applicant, financial service seeker, or any person accessing or using this website.

Company: Refers to India Finance 4U and its Website.

Parties: Refers individually to either the User or the Company, and collectively to both.

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Acceptance of Policy

By accessing, browsing, registering on, or using this Website, you acknowledge that you have read, understood, and agreed to be bound by this Privacy Policy and our Terms & Conditions.

If you do not agree with any part of this Privacy Policy, please discontinue use of the Website immediately.

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Information We Collect

Personal Information

• Full Name
• Mobile Number & Email Address
• Residential / Business Address
• Date of Birth
• PAN Card Details
• Aadhaar Number (where permitted by law)
• Bank Details & Income Details
• Employment & Business Information
• Loan Requirements

Technical & Voluntary Data

• IP Address & Browser Type
• Device Information & Operating System
• Access Date, Time & Cookies
• Contact & Loan Application Forms
• WhatsApp Chat & Email Logs
• Customer Support Requests

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Purpose of Information Collection

• Processing loan and financial service applications efficiently.
• Verifying user identity and evaluating financial eligibility.
• Connecting users with verified lending partners, banks, and financial institutions.
• Providing customer support and query resolution.
• Ensuring compliance with legal and regulatory requirements.
• Maintaining website administration and security.
• Sending promotional communications and service updates.
• Improving user experience and service quality.

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Information Sharing & Disclosure

We do not sell, rent, or trade your personal information. However, information may be shared with:

• Registered Banks and Financial Institutions
• NBFCs and Lending Partners
• Credit Bureaus
• Government and Law Enforcement Authorities
• Technology and Service Providers

Such sharing shall always be limited strictly to the extent necessary for providing services or complying with applicable laws.

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Data Security

We implement reasonable technical, administrative, and organizational security measures to protect your information against unauthorized access, data loss, misuse, alteration, or disclosure.

While we strive to protect your personal data using industry-standard protocols, no method of transmission over the internet can be guaranteed as completely secure.

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Cookies Policy

Our Website uses cookies and similar tracking technologies to enhance website functionality, remember user preferences, analyze traffic patterns, and improve website performance.

Users may disable cookies through browser settings, although certain website features may not function properly as a result.

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Third-Party Links

Our Website may contain links to third-party websites, lenders, banks, or service providers. We are not responsible for the privacy practices, content, or security of such external websites.

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User Rights

• Request access to collected personal information.
• Correct inaccurate or incomplete information.
• Update obsolete personal details.
• Withdraw consent where legally permissible.
• Request deletion of information subject to legal requirements.

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Retention of Information & Children's Privacy

Retention Policy

We retain user information only for as long as necessary to provide services, fulfill contractual obligations, comply with legal requirements, resolve disputes, and enforce agreements.

Children's Privacy

Our services are strictly intended for individuals who are legally capable of entering into binding contracts under Indian law. We do not knowingly collect or solicit information from persons below 18 years of age.

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Changes to Privacy Policy & Governing Law

India Finance 4U reserves the right to modify, update, or revise this Privacy Policy at any time without prior notice. Updated versions shall become effective immediately upon publication on the Website.

This Privacy Policy shall be governed and interpreted in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts located in Patna, Bihar.

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Contact Information